Think Different for Microfinance

Frequently Asked Questions (FAQ)

Where is the location of YCP Microfinance Head Office?

Our head Office located at #73A, St. 118, Sangkat Tek Laak I, Khan Toul Kork, Phnom Penh.

How many term of payment for applying loan?

Loan term starting from 6, 9, 12, 18, 24, 36 and 48 months (base on condition)

What is the interest rate ?

We provide a competitive interest rate and interest rate also base on loan size. Please visit our branch for detail.

What is qualification for applying Motor loan/ Car loan/ Personal loan/ Business Loan?

• Age 18 to 65 years old
• Working/ Business period at least 3 months
• Minimum monthly income USD 100.
• Original of ID Card/ Passport
• Original of Residential Address (Family book/ Residential book/ Residential Certificate)
• Provide income evident:
For Employee: Pay slip for last 3 months/ Employment Contract/ Bank Statement for last 6 months.
Business owner: Patent/ Business License/ Income statement for last 3 months.

What is the document use for applying Motorcycle Loan/ Car Loan/ Personal Loan?

• Original of ID Card/ Passport
• Original of Residential Address (Family book/ Residential book/ Residential Certificate)
• Provide income evident:
For Employee: Pay slip for last 3 months/ Employment Contract/ Bank Statement for last 6 months.
Business owner: Patent/ Business License/ Income statement for last 3 months.

What is the document use for applying Business Loan?

• Original of ID Card/ Passport
• Original of Residential Address (Family book/ Residential book/ Residential Certificate)
• Patent/ Business License/ Income statement for last 3 months.

What is the payment channel and fee charge ?

You can make your monthly repayment at the nearest Wing Cash Xpress / your Wing account.

Payment Fee is 2,000 riel (USD 0.50) per transaction.

For Payment Channel Detail, please check here.